Money & Markets
Personal finance and investing in plain English
Prime Brokers: The Hidden Plumbing That Keeps Hedge Funds Running
Prime brokers sit behind hedge fund leverage, custody and securities lending. This guide explains why that plumbing matters when markets…
Drift bands: how far your portfolio can wander before it’s actually a problem
Drift bands put a sensible corridor around your target asset mix, so you rebalance when it matters rather than every…
Nominal vs Real Returns: Why Inflation Changes the Number
Nominal vs real returns show whether inflation is eating your gains. Learn the quick maths and practical checks UK investors…
Platform Fee Basics: Percentage Fees vs Flat Fees
A plain-English guide to when percentage platform fees beat flat fees, where the crossover point sits, and how UK investors…
A year in the life of a boring small-cap that just keeps compounding
A plain-English guide to a year life of, using a small-cap case study to show what careful UK readers should…
Average purchase price explained: a practical UK guide
Average purchase price explained for UK investors: calculate your weighted average, check platform costs and understand why tax records can…
From AIM listing to being bought by Mars: the Hotel Chocolat journey
A plain-English guide to aim listing bought by, using a small-cap case study to show what careful UK readers should…
Default pension funds explained: a practical UK guide
Default pension funds explained for UK savers: check your investments, retirement date, charges and withdrawal assumptions before changing your pension.
When a big investor leaves all at once: what the Woodford fund.
A plain-English guide to a big investor leaves, using a small-cap case study to show what careful UK readers should…
When the cash isn’t where the accounts say it is: the Patisserie Valerie story
The Patisserie Valerie story shows why small-cap investors must test cash, milestones and dilution risk before trusting the narrative or…