Money & Markets
Personal finance and investing in plain English

Red flags in small-cap updates: what careful readers notice
Small-cap updates can sound upbeat while the real signal sits in cash, dilution, milestones and missing detail. Here is what…

The recovery-room call: when the same victims are targeted twice
A recovery-room call targets people who already lost money in a scam. This Street Smart guide explains the second hit…

Short and distort: the mirror image of the pump and dump
Short and distort is the mirror image of a pump and dump. This Street Smart guide explains how the scam…

Sector checklists: why mining, biotech and software need different questions
Sector checklists help small-cap investors compare mining, biotech and software stories with the right evidence, cash questions and risk checks.

Tech small caps: growth story or customer-acquisition treadmill?
Tech small caps can look exciting until customer acquisition swallows the economics. This guide shows what evidence investors should look…

Who profits from a takeover before ordinary shareholders do?
Who profits from a takeover before ordinary shareholders do? This Street Smart guide explains advisers, arbitrage, incentives and the risks…

Bed and ISA: moving investments into a tax wrapper without pretending it is magic
Bed and ISA explained in plain English, including how the move works, where costs appear and why the tax wrapper…

Biotech milestones: how to read progress without getting swept up
Biotech milestones can excite small-cap investors too quickly. This guide explains how to judge progress, funding, timelines and evidence more…

Fund managers underperform too: what private investors should learn from that
Fund managers underperform more often than many investors expect. This Street Smart guide explains what costs, benchmarks and SPIVA evidence…

Stamp duty on shares: the small tax beginners often forget
Stamp duty on shares is a real UK trading cost. This guide explains when HMRC charges it, how it differs…