Money & Markets
Personal finance and investing in plain English

Growth at any cost: fast-scaling or burning?
Fast revenue growth in a small-cap company can look compelling. Here is how to tell whether that growth is building…

Diversification — why not putting all your eggs in one basket matters
Most investors know instinctively not to bet everything on one company. Here is what diversification actually means for UK investors,…

Tech small-caps: the metrics that matter and the ones that mislead
ARR, churn, the Rule of 40, and why revenue growth alone tells you almost nothing about a technology small-cap. The…

Mergers and acquisitions — who really wins when companies merge
Most M&A deals destroy value for the acquiring company's shareholders. Here is why deals keep happening, who really benefits, and…

Understanding Risk and Reward in Investing
Every investment involves a trade-off between risk and potential return. Here is how to understand the relationship and work out…

Boardroom Stock Pickers: Tracking Director Share Dealings
Company directors are required to disclose share trades. Here is how to read those announcements, what signals matter, and when…

Types of Shares: Ordinary, Preference and Deferred
Not all shares are the same. Ordinary, preference and deferred shares each carry different rights. Here is what every UK…

Finding the signal in the serum — reading biotech results
How to evaluate a biotech small-cap beyond the press release: endpoints, trial design, management track records, partnership signals and cash…

Hedge funds — what they are and how they move markets
Hedge funds attract brilliant minds and enormous capital. Understanding how they work and how they move markets matters for every…

Types of stockbroker: which one do you need?
Execution-only, advisory or discretionary: the three types of stockbroker explained in plain English, with guidance on which is right for…