Money & Markets
Personal finance and investing in plain English

Management alignment: are the people running the company acting like owners?
Management alignment matters in small caps because directors shape funding, strategy and trust. Here are the signals worth checking before…

Platform fees versus dealing fees: the difference beginners need to know
Platform fees and dealing fees are different costs. This plain-English guide explains how each one works and why beginners should…

Market orders: why convenience can cost more than you expect
Market orders are fast, but that convenience can cost more than expected. Learn when they help, when they hurt, and…

What a limit order is and when it can protect beginners
A limit order sets the worst price you are prepared to accept. Here is how it works, where it helps…

Liquidity trap: why the screen price may not be the price you get
A small-cap screen price is not always the price you get. This guide explains liquidity traps, spreads and practical order…

Director buying: signal, theatre or both?
Director buying can be a useful signal, but it is not proof. This guide explains what UK investors should check…

Client money: what happens to cash sitting on your investment platform
Client money rules help protect cash on investment platforms, but they are not magic. Here is what UK investors should…

The cost of staying listed: why AIM can be expensive for tiny companies
AIM listing costs can weigh heavily on tiny companies. This guide explains adviser fees, reporting duties and what small-cap investors…

Inside information: the line private investors must not cross
Inside information is not a clever edge for private investors. This guide explains what counts, why it matters and where…

Death spiral financing: when funding pressure feeds on itself
Death spiral financing can turn funding pressure into repeated dilution. Learn how the structure works and what small-cap investors should…