Money & Markets
Personal finance and investing in plain English
Buy, hold or sell: why analyst ratings are not instructions
Buy, hold and sell ratings are research labels, not instructions. This guide explains how private investors should read them calmly.
Corporate actions: what to do when a company asks shareholders to vote
Corporate actions can affect your shares, rights and cash. This guide explains voting, deadlines and what UK investors should check…
Nominee accounts: who owns your shares on an investment platform?
Nominee accounts are how most platforms hold shares. This guide explains beneficial ownership, records and practical checks for UK investors.
The exit plan: why small-cap investors should think about selling before buying
Why small-cap investors should decide the selling rules before buying, from dilution and liquidity to thesis breaks.
What analysts actually do before a recommendation lands
What analysts check before a recommendation lands, and why private investors should read the research note, not just the rating.
Ex-dividend dates: why buying before a dividend is not free money
Why buying before an ex-dividend date is not the free money trick it can look like.
The CFO test: what finance leadership tells you about a small cap
How finance leadership can reveal whether a small-cap story is being run with discipline.
Due diligence is boring, and that is why it matters
Why due diligence feels dull, and why that is exactly why private investors need it.
Pre-revenue small caps: why normal valuation rules often fail
Pre-revenue small caps are valued on evidence, funding and milestones, not normal profit ratios. Here is how to test the…
Share buybacks: why companies buy their own shares
Share buybacks are not automatically good or bad. Here is how UK investors can judge why a company is buying…