Money & Markets
Personal finance and investing in plain English
Market colour: useful context or dangerous gossip?
Market colour can help explain price moves, but it can also become gossip. Learn how to test context before it…
Accumulation and income units in tracker funds: what beginners miss
Accumulation and income units decide whether fund income is paid out or reinvested, which changes cash flow, records and tax…
Convertible loan notes: the small print that can become dilution
Convertible loan notes can fund small-caps, but the small print decides whether shareholders face future dilution, debt pressure or both.
Recommendation bias: why the City rarely says sell
Recommendation bias explains why City sell notes are rare, and how private investors can read analyst research without treating ratings…
Delisting: what happens when a company leaves the stock market
Delisting can change how easily shares can be sold. This guide explains the main routes and what UK investors should…
Discounted placings: why a cheap fundraise can cost shareholders
Discounted placings can fund a company while diluting existing holders. This guide explains the price, timing and shareholder checks.
Earnings revisions: the quiet signal investors often miss
Earnings revisions can move shares before the headline feels obvious. This guide explains what changed, who changed it and what…
The Bit Everyone Skips Podcast
Welcome to The Bit Everyone Skips, the investing podcast from Cristoniq. Most investing coverage starts halfway through the story. It…
Buy, hold or sell: why analyst ratings are not instructions
Buy, hold and sell ratings are research labels, not instructions. This guide explains how private investors should read them calmly.
Corporate actions: what to do when a company asks shareholders to vote
Corporate actions can affect your shares, rights and cash. This guide explains voting, deadlines and what UK investors should check…