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Money & Markets

Personal finance and investing in plain English

Pexels 7212949 – What is a small-cap company and why does size change everything?
Small Caps

What Is a Small-Cap Company? Why Size Changes Everything

This post is drawn from The Little Book of Small-Caps by Cameron Oliver. Republished with permission. Small-cap companies have long…

APR 6, 2026
Pexels 7111516 – The ISA: Britain's best tax break — and whether you're actually using it right
Investing Basics

The ISA: Britain’s Best Tax Break, Used Properly

You’ve probably heard that ISAs are a good idea. Here’s what they actually do, what the government keeps changing about…

APR 6, 2026
Pexels 28682348 – The men in dark glasses: how share prices get manipulated — and why you're always last to know
Street Smart

How Share Prices Get Manipulated (and Why You’re Last to Know)

In which we learn how the men in dark glasses made millions from trash talk, that you can’t trust everything…

APR 6, 2026
Pexels 6120218 – If you do not know the rules, do not play the market
Street Smart

If you do not know the rules, do not play the market

Retail investors do not need to be faster than the market. They need to be harder to fool. Most investment…

APR 5, 2026
Pexels 27796863 – Big Bang changed the City. It did not create a share owning democracy.
Street Smart

Big Bang Changed the City, Not Share Ownership

On 27 October 1986, the City of London held its breath, flipped a switch, and changed forever. They called it…

APR 5, 2026
Pexels 6101779 – What is the FTSE 100?
Investing Basics

What is the FTSE 100?

The FTSE 100 is the index most people mean when they say the stock market in Britain. It tracks the…

APR 5, 2026
Pexels 6801639 – What is a dividend?
Investing Basics

What is a dividend?

A dividend is the share of a company’s profits that it hands back to its shareholders in cash. You own…

APR 5, 2026
Pexels 6770610 – Why do share prices go up and down?
Investing Basics

Why do share prices go up and down?

Share prices move every second of every trading day, and most of the movement looks like noise. Behind the noise…

APR 5, 2026
Illustration showing what a share is for UK investors learning fractional company ownership
Investing Basics

What is a share? The plain English version

A share is the smallest possible slice of ownership in a company. That is the whole idea. If you buy…

APR 5, 2026