Money & Markets
Personal finance and investing in plain English
Vanity, egotism and fear: the three forces that get RBS-shaped deals approved
Most big takeovers destroy value for the buyer's shareholders. Vanity, empire-building and fear explain why. RBS and ABN Amro is…
Gilts: the government IOU that pension funds love and most private investors ignore
A plain-English guide to UK gilts for private investors: what they are, why prices move, and how to buy them…
How a European rule quietly made small-cap investing harder: what the research gap still means for you
How MiFID II's research unbundling rule emptied small-cap analyst coverage in the UK, why the FCA and EU reversed it,…
From ADVFN to Reddit: the coordinated share ramp has just changed channels
The City Slickers case showed how share ramping worked in 2010. The mechanic has not changed, but the channels now…
Unit trusts, OEICs and investment trusts: the practical differences a UK investor needs to know
Unit trusts, OEICs and investment trusts look similar on a UK platform but behave very differently. A plain English guide…
The circus leaves town: what the small-cap market looks like when you stop believing the press release
What the small-cap market looks like when you learn to read between the lines of press releases, RNS filings, and…
Pump, dump, and the Telegram channel: how the 2010 boiler room moved to your messaging app
The pump-and-dump hasn't changed since 2010. The boiler room of cold calls has moved to Telegram, Discord and TikTok. Recognise…
Large-cap shares: the trade-offs of buying the obvious names
The FTSE 100 is the obvious place to start. But the comfort of owning a household name comes with trade-offs…
What 30 years of small-cap reporting teaches you about preparation, risk and survival
Three decades of small-cap reporting reveal one truth: preparation beats prediction. The framework UK investors should run before any trade.
The seven rules continued: who you know, dispassion, and why time in the market beats timing it
Monty's last four rules: the City information network, dispassion at the ticker, averaging down, and time in the market over…