Money & Markets
Personal finance and investing in plain English

Why most fund managers can’t beat the market — and what that means for you
The data is clear: most active UK fund managers fail to beat the index over ten years. Here is what…

Making sure your broker is FCA authorised
Why FCA authorisation matters for UK investors, how to check the register in two minutes, and what protections you have…

What happens when institutions start buying small-cap stocks (and why it matters)
When a professional fund manager starts buying a small-cap company, the signals are visible if you know what to look…

Proprietary trading and the rise of casino banking: what private investors should know
Before the financial crisis, banks ran massive in-house trading desks betting their own money. Here is what changed and what…

The jargon explained — a plain English investing glossary
The 30 investing terms every new investor needs to understand, explained in plain English without the City jargon.

What the FCA actually does for small-cap investors and what it does not
How the FCA, MAR, AIM Rules and Nomad obligations actually work in practice for small-cap investors — and where enforcement…

How to read an analyst note without being misled by it
Analyst notes can move share prices and look authoritative. But reading them without understanding who wrote them and why is…

Charting basics for investors: support, resistance and trendlines explained
Support, resistance and trendlines, explained in plain English. A beginner's guide to reading share price charts without overcomplicating things.

Where the next wave of small-cap opportunity is taking shape
Spotting the next wave of small-cap opportunity takes more than a hot theme. Here is the framework for reading AI,…

A bloke called Blodget: what the analyst scandal still teaches investors today
Henry Blodget was banned for life in 2003. The conflicts of interest that brought him down still shape every UK…