Money & Markets
Personal finance and investing in plain English
Fund OCF Is Not the Whole Cost in Specified Columbia Threadneedle Ranges
Learn why fund OCF is not the whole cost, which recurring charges it covers, what it excludes, and how provider…
Dilution Math Made Simple: What a Placing Did to Your Holding
Learn dilution math made simple to calculate your ownership after a placing, check enlarged share capital and avoid the common…
Share Suspensions: What Trading Stops Mean and What May Happen Next
Learn what share suspensions mean, why trading may stop, what can happen when dealing resumes, and how UK investors can…
Total Return Focusing Price Alone Misses the Real Result
Learn how total return focusing price comparisons include reinvested income, differ from price returns, and support fairer investment analysis.
Duration risk: the bond concept that explains why prices can swing
Duration risk explains why some bonds move much more than others when interest rates change. Here is the plain-English version…
How index funds work: a plain-English guide for first-time investors
A plain-English guide to how index funds work, why costs and diversification matter, and how first-time investors can compare them…
The share register explained: why ownership shapes small-cap price moves
Two small companies can release the same upbeat trading update and one rises while the other falls. The story is…
Tax-loss harvesting in a UK ISA: when it works and when it does not
Tax-loss harvesting is a useful idea in the right place. In a UK ISA it usually is not the right…
Stock lending and short selling: where the borrowed shares come from
Most investors who buy a share and hold it for years never imagine that same share being handed to someone…
What a Total Expense Ratio Really Leaves Out
A plain-English guide to what a total expense ratio includes, which fund costs sit outside it and what ordinary investors…