Money & Markets
Personal finance and investing in plain English

Inflation Linked Bonds: What They Are and What They Are Not
Learn how inflation linked bonds use official price indices, why their market prices can fall, and how real yields and…

How to Read a Small-Cap Investment Presentation Like a Detective
Learn how to read a small-cap investment presentation by checking its claims against ownership, governance, cash flow, accounts and financial…

What a Company Balance Sheet Tells You in 10 Minutes
Learn what a company balance sheet tells you in 10 minutes, including how to check cash, liabilities, equity, intangibles and…

Bid Rumours: Why “Put Up or Shut Up” Matters in UK Takeovers
Learn how bid rumours can trigger a 28-day PUSU deadline in UK takeovers, what bidders must clarify, and how investors…

Earnings Per Share: Why Buybacks Can Make It Look Better Without Growth
Learn how earnings per share can rise after a share buyback even when total company earnings stay flat, and which…

Adjusted Profit: When Add-Backs Are Honest and When They Become a Habit
Learn how adjusted profit add-backs can clarify performance or hide recurring costs, and how to test exclusions against cash flow…

Rumour versus RNS: How to Treat Market Chatter Without Getting Played
Learn how to assess rumour versus RNS, check market chatter against public disclosures, evaluate sources and preserve uncertainty before you…

Free Cash Flow: When It Can Tell You More Than Profit
Learn how free cash flow differs from profit, how to calculate it, what changes it, and why investors should check…

Working Capital Squeezes: Why Record Revenue Can Still Mean a Cash Crisis
Learn how working capital squeezes can turn record revenue into cash strain, and which figures reveal whether a growing small-cap…

What AIM Nomads Do: The Historical Role and What It Means for Investors
Explore the historical role behind what AIM nomads do, including admission checks, ongoing oversight, adviser resignations and key investor risks.