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Money & Markets

Personal finance and investing in plain English

Iconic view of The Gherkin in London's financial district
Investing Basics

Fundamental analysis explained: how to judge whether a company is actually any good

How to use revenue, profit, debt and cash flow to judge whether a company is genuinely worth your money before…

MAY 3, 2026
Crypto volatility chart showing sharp Bitcoin price swings on a trading screen
Small Caps

Liquidity risk in small-caps: the danger you cannot see on a chart

Liquidity is the invisible factor in small-cap investing. Why the chart can lie, and how to size positions before the…

MAY 1, 2026
Pexels 30624866 – How Big Bang actually changed the rules — and what it meant for private investors
Street Smart

Speaking in tongues: what City phrases really mean when you read them in the news

City speak rarely lies. It softens, smooths and burnishes. Learn the dialect and you can read between the lines of…

MAY 1, 2026
Detailed view of a financial report with a focus on graphs and data analysis.
Investing Basics

Annual reports — what to look for as an investor

How to read a UK annual report as a private investor: chairman's statement, financial statements, cash flow, dividends, and red…

MAY 1, 2026
Electric vehicle batteries in industrial facility
Small Caps

AI, EVs and green energy: where small-cap opportunity meets hype

AI, EVs and green energy attract huge thematic capital. Here is how to separate genuine small-cap exposure from companies riding…

APR 30, 2026
The Friday night drop and other tricks of the City news cycle
Street Smart

The Friday night drop and other tricks of the City news cycle

How companies time bad news for the Friday afternoon RNS slot, bank holidays and noisy news days, and how private…

APR 30, 2026
The financial pages explained: how to read share data on a UK platform
Investing Basics

The financial pages explained: how to read share data on a UK platform

Price, P/E, yield, 52-week high, bid/offer, volume, market cap. The numbers on every UK share quote, explained in plain English.

APR 30, 2026
What the FCA actually does for small-cap investors, and what it doesn’t
Small Caps

What the FCA actually does for small-cap investors, and what it doesn’t

The FCA, MAR, AIM rules and Nomad obligations explained for small-cap investors — including what the rules require and what…

APR 29, 2026
Two questions to ask before you trade on any piece of market news
Street Smart

Two questions to ask before you trade on any piece of market news

Before you act on any market tip or rumour, Ian Lyall's two-question framework cuts through the noise: does the story…

APR 29, 2026
Pexels 5784807 – Why do stock markets go up and down?
Investing Basics

GARP: the investing strategy between growth and value

GARP (Growth at a Reasonable Price) is the strategy that insists both price and growth matter. Here is how it…

APR 29, 2026