Money & Markets
Personal finance and investing in plain English

Fundamental analysis explained: how to judge whether a company is actually any good
How to use revenue, profit, debt and cash flow to judge whether a company is genuinely worth your money before…

Liquidity risk in small-caps: the danger you cannot see on a chart
Liquidity is the invisible factor in small-cap investing. Why the chart can lie, and how to size positions before the…

Speaking in tongues: what City phrases really mean when you read them in the news
City speak rarely lies. It softens, smooths and burnishes. Learn the dialect and you can read between the lines of…

Annual reports — what to look for as an investor
How to read a UK annual report as a private investor: chairman's statement, financial statements, cash flow, dividends, and red…

AI, EVs and green energy: where small-cap opportunity meets hype
AI, EVs and green energy attract huge thematic capital. Here is how to separate genuine small-cap exposure from companies riding…

The Friday night drop and other tricks of the City news cycle
How companies time bad news for the Friday afternoon RNS slot, bank holidays and noisy news days, and how private…

The financial pages explained: how to read share data on a UK platform
Price, P/E, yield, 52-week high, bid/offer, volume, market cap. The numbers on every UK share quote, explained in plain English.

What the FCA actually does for small-cap investors, and what it doesn’t
The FCA, MAR, AIM rules and Nomad obligations explained for small-cap investors — including what the rules require and what…

Two questions to ask before you trade on any piece of market news
Before you act on any market tip or rumour, Ian Lyall's two-question framework cuts through the noise: does the story…

GARP: the investing strategy between growth and value
GARP (Growth at a Reasonable Price) is the strategy that insists both price and growth matter. Here is how it…