Money & Markets
Personal finance and investing in plain English

Where do you actually find small-cap companies?
Small-cap companies can be found on more than one market, and each market tells you something different. The useful question…

Small-cap company: why size changes everything
A small-cap company is not just a smaller version of a large company. Size changes funding, risk, liquidity, information quality…

ISA tax break: Britain’s best wrapper explained
An ISA tax break is simple on the surface: money inside the wrapper can grow without income tax, dividend tax…

How Share Prices Get Manipulated (and Why You’re Last to Know)
In which we learn how the men in dark glasses made millions from trash talk, that you can’t trust everything…

If you do not know the rules, do not play the market
Stock market rules are not only written in textbooks or exchange handbooks. Some are formal, some are practical, and some…

Big Bang stock market changed the City, not ownership
The Big Bang stock market reforms made London faster, richer, and more global. They did not turn Britain into a…

What is the FTSE 100?
FTSE 100 is the name most people hear when the news talks about the UK stock market. It tracks 100…

What is a dividend?
What is a dividend? It is one of the simplest ideas in investing, but it is often explained badly. Once…

Why do share prices go up and down?
Share prices go up and down because buyers and sellers keep changing what they think a company is worth. Some…

What is a share? The plain English version
A share is the smallest possible slice of ownership in a company. That is the whole idea. If you buy…