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Money & Markets

Personal finance and investing in plain English

Investor research desk tracking small-cap companies across global markets
Small Caps

Where do you actually find small-cap companies?

Small-cap companies can be found on more than one market, and each market tells you something different. The useful question…

APR 6, 2026
Small-cap company chart showing market size and investor risk
Small Caps

Small-cap company: why size changes everything

A small-cap company is not just a smaller version of a large company. Size changes funding, risk, liquidity, information quality…

APR 6, 2026
Cash and investments showing the ISA tax break for UK savers
Investing Basics

ISA tax break: Britain’s best wrapper explained

An ISA tax break is simple on the surface: money inside the wrapper can grow without income tax, dividend tax…

APR 6, 2026
Pexels 28682348 – The men in dark glasses: how share prices get manipulated — and why you're always last to know
Street Smart

How Share Prices Get Manipulated (and Why You’re Last to Know)

In which we learn how the men in dark glasses made millions from trash talk, that you can’t trust everything…

APR 6, 2026
Trading screen showing stock market rules for private investors
Street Smart

If you do not know the rules, do not play the market

Stock market rules are not only written in textbooks or exchange handbooks. Some are formal, some are practical, and some…

APR 5, 2026
City trading floor showing Big Bang stock market history
Street Smart

Big Bang stock market changed the City, not ownership

The Big Bang stock market reforms made London faster, richer, and more global. They did not turn Britain into a…

APR 5, 2026
FTSE 100 index board showing large UK listed companies
Investing Basics

What is the FTSE 100?

FTSE 100 is the name most people hear when the news talks about the UK stock market. It tracks 100…

APR 5, 2026
What is a dividend cash payment shown with investment paperwork
Investing Basics

What is a dividend?

What is a dividend? It is one of the simplest ideas in investing, but it is often explained badly. Once…

APR 5, 2026
Share prices moving on trading screens in a stock market session
Investing Basics

Why do share prices go up and down?

Share prices go up and down because buyers and sellers keep changing what they think a company is worth. Some…

APR 5, 2026
Illustration showing what a share is for UK investors learning fractional company ownership
Investing Basics

What is a share? The plain English version

A share is the smallest possible slice of ownership in a company. That is the whole idea. If you buy…

APR 5, 2026