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Money & Markets

Personal finance and investing in plain English

Mining Small Caps – What small-cap mining companies actually are and why investors keep backing them
Small Caps

What Small-Cap Mining Companies Are and Why They Matter

Junior mining companies sit at the most speculative end of the stock market. Here is what they are, how they…

APR 11, 2026
Trading risk routine notes beside a laptop and stock chart screen
Street Smart

7 Rules Every Private Investor Should Know

The City is not a level playing field. These seven rules explain where the private investor actually sits in the…

APR 10, 2026
UK platform screen showing the cost to invest in shares through fees and spreads
Investing Basics

What does it actually cost to invest in shares?

Four costs every UK investor needs to understand before they start. Dealing fees are just the beginning. Stamp duty, platform…

APR 10, 2026
Cash and investments showing the ISA tax break for UK savers
Investing Basics

What is an ISA and why every UK investor should have one

The ISA is the most powerful tax wrapper available to ordinary UK investors. Here is how it works, what the…

APR 10, 2026
Garp Growth At Reasonable plain-English guide for Cristoniq readers
Investing Basics

Why do stock markets go up and down?

Stock markets rise and fall based on a mix of economic fundamentals and human emotion. Here is what actually drives…

APR 9, 2026
Pexels 14607574 – What is the London Stock Exchange?
Investing Basics

What is the London Stock Exchange?

The London Stock Exchange — the LSE — is where shares in publicly listed companies are bought and sold. Here's…

APR 9, 2026
Value Investing plain-English guide for Cristoniq readers
Investing Basics

How the stock market actually works

Most people have a vague idea that the stock market exists and that it is important. They hear about it…

APR 8, 2026
Person opening a share dealing account on a laptop
Investing Basics

How to open a share dealing account in the UK

A share dealing account is the basic doorway into buying and selling shares in the UK. The account itself is…

APR 6, 2026
Analyst comparing different types of small-cap companies on a desk
Small Caps

Not All Small-Caps Are the Same: How to Tell Them Apart

Small-cap companies can look alike on a broker screen, but they are not alike in real life. A miner, a…

APR 6, 2026
Business funding meeting about small-cap companies raising money
Small Caps

Why Small-Caps Always Raise Money and What It Means

Small-cap companies raise money because growth usually arrives before steady profit. That does not make every fundraising bad. It does…

APR 6, 2026