Money & Markets
Personal finance and investing in plain English

What is an ISA and why every UK investor should have one
The ISA is the most powerful tax wrapper available to ordinary UK investors. Here is how it works, what the…

Why do stock markets go up and down?
Stock markets rise and fall based on a mix of economic fundamentals and human emotion. Here is what actually drives…

What is the London Stock Exchange?
The London Stock Exchange — the LSE — is where shares in publicly listed companies are bought and sold. Here's…

How the stock market actually works
Most people have a vague idea that the stock market exists and that it is important. They hear about it…

How to open a share dealing account in the UK
A share dealing account is the basic doorway into buying and selling shares in the UK. The account itself is…

Not All Small-Caps Are the Same: How to Tell Them Apart
Small-cap companies can look alike on a broker screen, but they are not alike in real life. A miner, a…

Why Small-Caps Always Raise Money and What It Means
Small-cap companies raise money because growth usually arrives before steady profit. That does not make every fundraising bad. It does…

Where do you actually find small-cap companies?
Small-cap companies can be found on more than one market, and each market tells you something different. The useful question…

Small-cap company: why size changes everything
A small-cap company is not just a smaller version of a large company. Size changes funding, risk, liquidity, information quality…

ISA tax break: Britain’s best wrapper explained
An ISA tax break is simple on the surface: money inside the wrapper can grow without income tax, dividend tax…