Skip to content
NASDAQ S&P 500 FTSE 100 DAX BTC — ETH — SOL —
Cristoniq.

Real world intelligence. Plain and simple.

Money & Markets

Personal finance and investing in plain English

Reader holding a business newspaper, illustrating City phrases in financial news
Street Smart

Speaking in tongues: what City phrases really mean when you read them in the news

City speak rarely lies. It softens, smooths and burnishes. Learn the dialect and you can read between the lines of…

MAY 1, 2026
Financial report pages with graphs for annual reports research
Investing Basics

Annual reports: what to look for as an investor

How to read a UK annual report as a private investor: chairman's statement, financial statements, cash flow, dividends, and red…

MAY 1, 2026
AI Evs Green Energy plain-English guide for Cristoniq readers
Small Caps

AI, EVs and green energy: where small-cap opportunity meets hype

AI Evs Green Energy explained in plain English. AI, EVs and green energy attract huge thematic capital. Here is how…

APR 30, 2026
Friday Night Drop Tricks plain-English guide for Cristoniq readers
Street Smart

The Friday night drop and other tricks of the City news cycle

Friday Night Drop Tricks explained in plain English. How companies time bad news for the Friday afternoon RNS slot, bank…

APR 30, 2026
Financial Pages Read Share plain-English guide for Cristoniq readers
Investing Basics

The financial pages explained: how to read share data on a UK platform

Financial Pages Read Share explained in plain English. Price, P/E, yield, 52-week high, bid/offer, volume, market cap. The numbers on…

APR 30, 2026
Fca Actually Small Cap plain-English guide for Cristoniq readers
Small Caps

What the FCA actually does for small-cap investors, and what it doesn’t

Fca Actually Small Cap explained in plain English. The FCA, MAR, AIM rules and Nomad obligations explained for small-cap investors…

APR 29, 2026
Two Questions Before You plain-English guide for Cristoniq readers
Street Smart

Two questions to ask before you trade on any piece of market news

Two Questions Before You explained in plain English. Before you act on any market tip or rumour, Ian Lyall's two-question…

APR 29, 2026
Garp Growth At Reasonable plain-English guide for Cristoniq readers
Investing Basics

GARP: the investing strategy between growth and value

Garp Growth At Reasonable explained in plain English. GARP (Growth at a Reasonable Price) is the strategy that insists both…

APR 29, 2026
Management Small Caps Assess plain-English guide for Cristoniq readers
Small Caps

Management is everything in small-caps. Here is how to assess it

Management Small Caps Assess explained in plain English. In small-cap investing, management quality is not one factor among many ,…

APR 28, 2026
City Was Never Built plain-English guide for Cristoniq readers
Street Smart

Why the City was never built for the private investor , and what to do about it

City Was Never Built explained in plain English. The City of London was built for professionals. Understanding the structural disadvantages…

APR 28, 2026