Money & Markets
Personal finance and investing in plain English

Speaking in tongues: what City phrases really mean when you read them in the news
City speak rarely lies. It softens, smooths and burnishes. Learn the dialect and you can read between the lines of…

Annual reports: what to look for as an investor
How to read a UK annual report as a private investor: chairman's statement, financial statements, cash flow, dividends, and red…

AI, EVs and green energy: where small-cap opportunity meets hype
AI Evs Green Energy explained in plain English. AI, EVs and green energy attract huge thematic capital. Here is how…

The Friday night drop and other tricks of the City news cycle
Friday Night Drop Tricks explained in plain English. How companies time bad news for the Friday afternoon RNS slot, bank…

The financial pages explained: how to read share data on a UK platform
Financial Pages Read Share explained in plain English. Price, P/E, yield, 52-week high, bid/offer, volume, market cap. The numbers on…

What the FCA actually does for small-cap investors, and what it doesn’t
Fca Actually Small Cap explained in plain English. The FCA, MAR, AIM rules and Nomad obligations explained for small-cap investors…

Two questions to ask before you trade on any piece of market news
Two Questions Before You explained in plain English. Before you act on any market tip or rumour, Ian Lyall's two-question…

GARP: the investing strategy between growth and value
Garp Growth At Reasonable explained in plain English. GARP (Growth at a Reasonable Price) is the strategy that insists both…

Management is everything in small-caps. Here is how to assess it
Management Small Caps Assess explained in plain English. In small-cap investing, management quality is not one factor among many ,…

Why the City was never built for the private investor , and what to do about it
City Was Never Built explained in plain English. The City of London was built for professionals. Understanding the structural disadvantages…