Money & Markets
Personal finance and investing in plain English

Buy and hold: the simplest investing strategy
A plain English guide to buy and hold investing, long-term discipline, diversification, costs and why patience still needs review.

Cash burn: when fast growth is not enough
A plain English guide to cash burn, runway, dilution and the difference between useful growth and growth that eats capital.

Diversification investing: why spreading risk matters
A plain English guide to diversification investing, spreading risk across assets, sectors and regions, and avoiding false comfort.

Risk and reward: how investing trade-offs work
A plain English guide to risk and reward in investing, including volatility, time horizon, diversification and the trade-offs investors face.

Tech small-caps: the metrics that matter
A plain English guide to tech small-caps, including revenue growth, churn, margins, cash burn and the metrics investors should question.

Mergers and acquisitions: who really wins
A plain English guide to mergers and acquisitions, takeover premiums, advisers, integration risk and what shareholders should watch.

Types of Shares: Ordinary, Preference and Deferred
A plain English guide to ordinary, preference and deferred shares, and why share rights matter before UK investors buy.

Biotech results: how to read clinical trial signals
A plain English guide to biotech results, clinical trial endpoints and why small-cap investors need cash runway and context.

Boardroom Stock Pickers: Tracking Director Share Dealings
A plain English guide to director share dealings, insider buying and selling, and why boardroom trades need context.

Types of stockbroker: which one do you need?
Compare types of stockbroker, costs and service levels before choosing an execution-only, advisory or discretionary account.