Money & Markets
Personal finance and investing in plain English

Tax on shares and investments: what every UK investor needs to know
CGT, dividend tax, stamp duty and ISA protection explained in plain English. Know what you owe before HMRC comes knocking.

Retail vs institutional investors in small-caps: who has the edge and when
Retail and institutional investors play by different rules in the small-cap market. Understanding who has the edge, and when, changes…

Why most fund managers can’t beat the market — and what that means for you
The data is clear: most active UK fund managers fail to beat the index over ten years. Here is what…

Making sure your broker is FCA authorised
Why FCA authorisation matters for UK investors, how to check the register in two minutes, and what protections you have…

What happens when institutions start buying small-cap stocks (and why it matters)
Small-cap stocks explained in plain English: how institutions build positions, which signals matter, and why liquidity changes the risk.

Proprietary trading and the rise of casino banking: what private investors should know
Proprietary trading explained in plain English: how casino banking grew, what rules changed, and what private investors should watch.

Investing glossary: 30 key terms in plain English
The 30 investing terms every new investor needs to understand, explained in plain English without the City jargon.

What the FCA actually does for small-cap investors and what it does not
How the FCA, MAR, AIM Rules and Nomad obligations actually work in practice for small-cap investors — and where enforcement…

How to read an analyst note without being misled by it
Analyst notes can move share prices and look authoritative. But reading them without understanding who wrote them and why is…

Charting basics for investors: support, resistance and trendlines explained
Charting basics explained in plain English: support, resistance, trendlines, volume, and how to read share price charts without overclaiming.