Ben Walker

What a rights issue is and what to do when you get one
A rights issue is not free money. Learn how dilution, nil paid rights and shareholder choices work before you answer…

CFDs and spread bets: what they are and why most beginners should steer clear
CFDs spread bets can magnify losses quickly. This plain-English guide explains the risks for UK beginners before trading. For UK…

Quality investing: Warren Buffett’s idea in plain English
Quality investing looks for durable businesses with pricing power and resilience. This guide explains the idea without turning it into…

Reinvesting dividends: how compounding actually works in practice
Most investors take dividends as cash. Reinvesting dividends through a DRIP compounds returns significantly over time. Here is how it…

What the FCA register is and why you should check it before you invest a penny
The FCA register lists every authorised UK investment firm. Here's why checking it before you invest a penny could protect…

Capital Gains Tax on shares: what UK investors actually owe and when
Capital gains tax on shares for UK investors: the £3,000 annual exempt amount, 18% and 24% rates, ISA exemption, and…

Gilts: the government IOU that pension funds love and most private investors ignore
A plain-English guide to UK gilts for private investors: what they are, why prices move, and how to buy them…

Unit trusts, OEICs and investment trusts: the practical differences a UK investor needs to know
Unit trusts, OEICs and investment trusts look similar on a UK platform but behave very differently. A plain English guide…

Large-cap shares: the trade-offs of buying the obvious names
The FTSE 100 is the obvious place to start. But the comfort of owning a household name comes with trade-offs…

Top-slicing: how to take some profit without selling everything
Top-slicing means trimming a position that has run hard rather than selling it all. The technique that lets you bank…